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Clear Route Commercial Funding

About Clear Route

Commercial finance should never feel confusing or overwhelming.

Clear Route takes the time to understand your business, explain your options clearly and help you make informed decisions with confidence.

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Every enquiry starts with the commercial objective, not a product name.
After more than 35 years in business, I have learned that most business owners do not need more complexity. They need someone they can trust to explain their options clearly and help them make informed decisions.

Clear Route was created to do exactly that: combine practical business experience with access to a broad range of commercial funding solutions, helping businesses move forward with confidence.

What you can expect

  • A conversation about the commercial objective
  • A clear request for relevant information
  • An explanation of possible routes
  • Honest feedback where a proposal may be difficult
  • Communication throughout the process
  • No pressure to proceed

What Clear Route will not do

  • Present itself as the lender
  • Claim guaranteed approval
  • Use unnecessary jargon to rush a decision
  • Publish unsupported rates, lender numbers or completion claims
  • Treat every funding requirement as the same problem

Meet the team

The people you will actually speak to.

Clear Route is deliberately small. You deal directly with the people responsible for your case, from the first conversation through to completion.

Dave Picton-Mercer, Founder at Clear Route

Dave Picton-Mercer

Founder

With over 35 years of commercial experience, Dave brings a practical understanding of business, built through working with organisations, developing projects and helping solve real-world commercial challenges.

At Clear Route Commercial Funding, his approach is simple: listen first, understand the business and help identify the most appropriate funding route.

Dave believes commercial finance should be clear, straightforward and built around the needs of the client, with honest communication and long-term relationships at the heart of everything he does.

Edward Townend, Co-Founder at Clear Route

Edward Townend

Co-Founder

With a career built around working with people, solving problems and delivering high standards of service, I bring a broad and practical range of experience to the commercial finance sector.

I began my professional career working within a service-led environment that taught me the importance of listening carefully, understanding individual needs and building trust, all of which remain central to the way I work today.

I later moved to a Senior Account Manager role within the utilities industry. This gave me valuable insight into the world of business and its needs.

My move into commercial finance was a natural progression. I understand the challenges business owners face and the importance of having someone they can trust when making financial decisions.

My approach is simple: understand you the client, understand the business, and find the right funding solution. I believe in clear communication, good old fashioned honest advice and creating long term relationships, not simply selling a product.

Who Clear Route is built to help

Clear Route is designed for UK business owners and directors with turnover from approximately £100,000 to £20 million who want a clearer view of their commercial finance options.

Purchase premises
Improve cash flow
Buy equipment or vehicles
Refinance borrowing
Invest in growth
Acquire another business
Purchase commercial property
Understand funding options

Start with a clear conversation about what you are trying to fund.

You do not need to know the name of the finance product before getting in touch.